Triumph Financial Valuation
| TFIN Stock | 67.57 2.69 4.15% |
At this time, the company appears to be undervalued. Triumph Financial has a current Real Value of USD75.65 per share. The regular price of the company is USD67.57. Our model measures the value of Triumph Financial from inspecting the company fundamentals such as Shares Outstanding of 23.76 M, operating margin of 0.12 %, and Return On Equity of 0.0111 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Triumph Financial's valuation include:
Price Book 1.7194 | Enterprise Value | Price Sales 3.6843 | Trailing PE 247.8572 | Enterprise Value Revenue 4.5097 |
Undervalued
Today
Please note that Triumph Financial's price fluctuation is very steady at this time. Calculation of the real value of Triumph Financial is based on 3 months time horizon. Increasing Triumph Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Triumph Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Triumph Stock. However, Triumph Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 67.57 | Real 75.65 | Target 66.0 | Hype 67.57 | Naive 61.49 |
The intrinsic value of Triumph Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Triumph Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Triumph Financial helps investors to forecast how Triumph stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Triumph Financial more accurately as focusing exclusively on Triumph Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Triumph Financial's intrinsic value based on its ongoing forecasts of Triumph Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Triumph Financial's closest peers.
Triumph Financial Cash |
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Triumph Revenue by Product
Triumph Financial Total Value Analysis
Triumph Financial is at this time forecasted to have valuation of 1.97 B with market capitalization of 1.65 B, debt of 142.01 M, and cash on hands of . Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Triumph Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.97 B | 1.65 B | 142.01 M |
Triumph Financial Investor Information
About 99.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.72. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Triumph Financial had not issued any dividends in recent years. Triumph Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.0459 | 0.0483 |
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| Total Cash From Operating Activities | 60.3 M | 67.4 M |
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| Operating Income | 22.4 M | 23.5 M |
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Triumph Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Triumph suggests not a very effective usage of assets in February.Triumph Financial Profitability Analysis
Taking into consideration Triumph Financial's profitability measurements, Triumph Financial may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess Triumph Financial's ability to earn profits and add value for shareholders.Net Income | First Reported 2013-03-31 | Previous Quarter 907 K | Current Value 18.4 M | Quarterly Volatility 9.8 M |
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| Gross Profit Margin | 0.69 | 0.73 |
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| Net Profit Margin | 0.036 | 0.0379 |
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| Operating Profit Margin | 0.0459 | 0.0483 |
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| Pretax Profit Margin | 0.0459 | 0.0483 |
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| Return On Assets | 0.003 | 0.0031 |
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| Return On Equity | 0.0197 | 0.0208 |
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For Triumph Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Triumph Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Triumph Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Triumph Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Triumph Financial over time as well as its relative position and ranking within its peers.
Triumph Financial Earnings per Share Projection vs Actual
By analyzing Triumph Financial's earnings estimates, investors can diagnose different trends across Triumph Financial's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for Triumph Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Triumph Financial Ownership Allocation
Triumph Financial shows a total of 23.76 Million outstanding shares. The majority of Triumph Financial outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Triumph Financial to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Triumph Financial. Please pay attention to any change in the institutional holdings of Triumph Financial as this could imply that something significant has changed or is about to change at the company. Also note that roughly nine hundred eighty-three thousand eight hundred five invesors are currently shorting Triumph Financial expressing very little confidence in its future performance.Triumph Financial Profitability Analysis
The company reported the previous year's revenue of 412.29 M. Net Income was 16.09 M with profit before overhead, payroll, taxes, and interest of 412.29 M.About Triumph Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Triumph Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Triumph Financial based exclusively on its fundamental and basic technical indicators. By analyzing Triumph Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Triumph Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Triumph Financial. We calculate exposure to Triumph Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Triumph Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 456.7 M | 260.5 M | |
| Pretax Profit Margin | 0.05 | 0.05 | |
| Operating Profit Margin | 0.05 | 0.05 | |
| Net Profit Margin | 0.04 | 0.04 | |
| Gross Profit Margin | 0.73 | 0.69 |
Triumph Financial Quarterly Retained Earnings |
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Triumph Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 23.8 M | |
| Quarterly Earnings Growth Y O Y | -0.799 |
Triumph Financial Current Valuation Indicators
Triumph Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Triumph Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Triumph Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Triumph Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Triumph Financial's worth.When determining whether Triumph Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Triumph Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Triumph Financial Stock. Highlighted below are key reports to facilitate an investment decision about Triumph Financial Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Triumph Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in Triumph Stock, please use our How to Invest in Triumph Financial guide.You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
Will Regional Banks sector continue expanding? Could Triumph diversify its offerings? Factors like these will boost the valuation of Triumph Financial. If investors know Triumph will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Triumph Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.80) | Earnings Share 0.28 | Revenue Per Share | Quarterly Revenue Growth 0.03 | Return On Assets |
Triumph Financial's market price often diverges from its book value, the accounting figure shown on Triumph's balance sheet. Smart investors calculate Triumph Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Triumph Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Triumph Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Triumph Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Triumph Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.